Explore the numbers behind a property decision, from monthly EMI and upfront buying cash to rental move-in cost, rental yield and the amount a seller may retain before tax.
EMI planner
Adjust the assumptions to match your plan.
Estimated monthly EMI
₹1,38,852
per month for 20 years
Loan amount
₹1,60,00,000
Down payment
₹40,00,000
Estimated interest
₹1,73,24,412
Registration estimate
₹13,20,000
Approximate initial cash
₹53,20,000
Down payment plus a broad registration and statutory-cost estimate. Actual costs vary by property, agreement structure and prevailing rules.
These results are indicative and are not a loan offer, financial advice or an exact statutory-cost statement. Confirm eligibility, rates and charges with your lender and legal advisor.
Rent, own and sell
Plan the next property decision.
See the cash needed to move into a rental, understand an indicative rental yield or estimate what may remain from a resale before tax.
For renters
Move-in cost
Estimated move-in cash
₹1,65,000
First month + maintenance
₹45,000
Refundable deposit
₹1,20,000
Brokerage entered
₹0
Excludes moving, agreement, utility and furnishing costs. Confirm whether maintenance is included and whether the deposit is refundable.
For owners
Rental yield
Indicative annual yield
Gross
4.00%
After maintenance
3.60%
Annual rent
₹4,80,000
Annual maintenance
₹48,000
Excludes vacancy, repairs, furnishing, taxes, insurance, finance costs and changes in property value. It is not an investment return forecast.
For sellers
Net before tax
Estimated amount remaining
₹1,08,00,000
Expected sale value
₹1,50,00,000
Less outstanding loan
₹40,00,000
Less entered services
₹2,00,000
Before capital-gains tax, TDS reconciliation, loan-closure charges, society dues and other transaction-specific adjustments. Seek tax and legal advice before relying on a sale plan.
Planning estimates only. These calculators do not provide a property valuation, rental or resale quote, legal opinion, tax advice, investment recommendation or guarantee. Actual amounts depend on the agreement, property, service scope and applicable rules.